Effective Date: May 22, 2026

Welcome to Enomy. These Terms of Service (“Terms”) govern your access to and use of the Enomy website, mobile applications, services, products, advertising systems, APIs, communications systems, and related platform functionality (collectively, the “Platform” or “Services”).

By accessing or using Enomy, you agree to be legally bound by these Terms. If you do not agree to these Terms, you must not use the Services.

These Terms constitute a legally binding agreement between you and Enomy Limited (“Enomy”, “we”, “our”, or “us”).

1. About Enomy

Enomy is a marketplace and product discovery platform that allows users to:

• create accounts and storefronts;
• upload, advertise, discover, and promote products and services;
• communicate with buyers and sellers;
• receive inquiries and purchase interest through third-party communication channels such as WhatsApp;
• purchase optional visibility, promotion, and subscription services.

Enomy is primarily a discovery, advertising, and communication platform.

Unless expressly stated otherwise:

• Enomy is not the seller of products listed on the Platform;
• Enomy does not manufacture, own, inspect, store, certify, guarantee, or endorse products listed by users;
• Enomy is not a party to transactions between buyers and sellers;
• Enomy does not guarantee that transactions will occur successfully or safely.

Users transact entirely at their own risk.

2. Eligibility

To use Enomy, you must:

• be at least 18 years old or the age of majority in your jurisdiction;
• have the legal capacity to enter into binding agreements;
• comply with all applicable laws and regulations;
• provide accurate and truthful registration information.

You may not use Enomy if:

• your account has previously been suspended or terminated;
• you are prohibited from using the Services under applicable law;
• you are using the Platform on behalf of a sanctioned person, entity, or jurisdiction.

3. User Accounts

You are responsible for:

• maintaining the confidentiality of your login credentials;
• all activities occurring under your account;
• ensuring your account information remains accurate and current.

You agree not to:

• share accounts improperly;
• impersonate another person or business;
• create fraudulent or misleading accounts;
• bypass suspensions or restrictions;
• create automated or bulk-generated accounts.

Enomy may suspend, restrict, verify, or terminate accounts at any time for security, fraud prevention, policy enforcement, legal compliance, abuse prevention, or operational reasons.

4. Marketplace Nature of the Platform

Enomy only provides a platform that facilitates:

• product discovery;
• advertising visibility;
• user communication;
• promotional services.

Enomy is not responsible for:

• product quality;
• product authenticity;
• legality of products;
• delivery;
• warranties;
• refunds;
• product safety;
• user conduct;
• transaction disputes;
• payment disputes;
• scams or fraud;
• offline interactions between users.

Buyers and sellers are solely responsible for evaluating and verifying one another.

5. Vendor Responsibilities

Vendors are solely responsible for:

• the accuracy of listings;
• ownership or authorization to sell products;
• compliance with applicable laws;
• pricing accuracy;
• taxes, VAT, import duties, and business registrations;
• shipping and fulfillment;
• warranties and returns;
• customer support;
• ensuring advertisements and claims are lawful and truthful.

Vendors must ensure they possess all necessary rights, licenses, permissions, and authorizations relating to:

• products;
• trademarks;
• product images;
• logos;
• videos;
• marketing materials;
• imported content.

Enomy does not verify ownership rights and assumes no responsibility for unauthorized listings.

6. Listings and User Content

Users may upload:

• product listings;
• images;
• videos;
• descriptions;
• reviews;
• storefront information;
• marketing materials;
• imported content from third-party platforms.

You retain ownership of your content.

However, by uploading content to Enomy, you grant Enomy a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to:

• host;
• store;
• reproduce;
• modify;
• crop;
• resize;
• translate;
• distribute;
• publicly display;
• advertise;
• promote;
• syndicate;
• use your content in connection with operating and marketing the Platform.

This includes:

• social media advertising;
• product catalog advertisements;
• search indexing;
• promotional placements;
• email campaigns;
• push notifications;
• recommendation systems.

This license continues until content is removed from the Platform, except where:

• content has already been used in ongoing campaigns;
• retention is required for legal, compliance, fraud prevention, or operational reasons.

7. Imported Content and Third-Party Platforms

Enomy may provide tools allowing users to import products or content from third-party platforms including social media platforms.

Users are solely responsible for ensuring:

• imported content does not infringe third-party rights;
• imported content complies with applicable laws;
• imported content is accurate and lawful.

Enomy is not responsible for:

• copyright disputes;
• trademark disputes;
• unauthorized imports;
• platform policy violations caused by imported content.

Users acknowledge that:

• third-party platforms may change or revoke access at any time;
• integrations may fail or become unavailable;
• Enomy does not guarantee compatibility with third-party services.

8. Prohibited Products and Activities

Users may not upload, promote, advertise, distribute, or sell prohibited products or services, including but not limited to:

• illegal products or services;
• counterfeit or replica goods;
• stolen property;
• firearms, ammunition, explosives, or prohibited weapons;
• narcotics or illegal drugs;
• regulated pharmaceuticals sold unlawfully;
• fake documents or forged items;
• pyramid schemes or fraudulent investment schemes;
• recalled or unsafe products;
• dangerous chemicals;
• human body parts;
• wildlife trafficking products;
• products infringing intellectual property rights;
• products prohibited by advertising or payment partners;
• products violating local laws.

Adult and sexual wellness products may be permitted where lawful, provided they comply with Enomy policies, advertising restrictions, payment provider rules, and applicable laws.

Enomy reserves the right to:

• restrict visibility of certain categories;
• refuse advertising or promotional services for certain products;
• remove listings that create legal, advertising, reputational, payment processing, or operational risks.

Enomy may remove or restrict any content, listing, or account at its sole discretion.

9. Intellectual Property and Copyright

Users may not upload content that:

• infringes copyrights;
• infringes trademarks;
• violates patents;
• misappropriates trade secrets;
• violates publicity or personality rights.

Users are solely responsible for ensuring they possess the necessary rights to uploaded content.

Enomy respects intellectual property rights and may:

• remove allegedly infringing content;
• suspend repeat infringers;
• terminate accounts involved in IP abuse.

Copyright owners may submit takedown requests pursuant to Enomy’s Copyright and Intellectual Property Takedown Policy.

10. Visibility Services, Promotions, and Advertising

Enomy may offer:

• promoted listings;
• visibility upgrades;
• subscription plans;
• advertising services;
• sponsored placements;
• catalog promotions;
• recommendation boosting.

Purchasing visibility services does not guarantee:

• sales;
• leads;
• inquiries;
• impressions;
• clicks;
• conversions;
• revenue.

Ranking, visibility, and recommendation systems may be influenced by:

• subscriptions;
• user engagement;
• geographic relevance;
• algorithmic systems;
• moderation systems;
• product quality signals;
• platform policies.

Enomy may modify visibility systems at any time.

11. Payments and Billing

Certain Services may require payment.

Users agree to:

• provide valid billing information;
• pay all applicable fees;
• comply with third-party payment provider terms.

App subscriptions purchased through third-party app stores are governed by those platforms’ billing systems.

Except where required by law:

• payments are non-refundable;
• partially used subscriptions are non-refundable;
• promotional services already delivered are non-refundable.

Chargeback abuse, payment fraud, or disputed payments may result in:

• account suspension;
• service termination;
• legal recovery efforts.

12. Platform Enforcement

Enomy may:

• review content;
• moderate listings;
• use automated moderation systems;
• restrict visibility;
• remove content;
• suspend accounts;
• block users;
• report illegal activity to authorities.

Enomy is not obligated to:

• monitor all content;
• pre-screen listings;
• investigate every complaint.

Enomy reserves sole discretion regarding policy enforcement.

13. Platform Availability

The Services are provided on an “AS IS” and “AS AVAILABLE” basis.

Enomy does not guarantee:

• uninterrupted availability;
• error-free operation;
• security;
• data preservation;
• compatibility;
• uptime;
• successful message delivery.

Temporary outages may occur due to:

• maintenance;
• third-party failures;
• infrastructure issues;
• cyberattacks;
• force majeure events.

Users are responsible for maintaining backups of their own data and content.

14. Disclaimer of Warranties

To the maximum extent permitted by law, Enomy disclaims all warranties, express or implied, including:

• merchantability;
• fitness for a particular purpose;
• non-infringement;
• availability;
• reliability;
• security;
• accuracy.

Enomy does not guarantee:

• the legitimacy of buyers or sellers;
• transaction success;
• payment completion;
• product authenticity;
• user behavior;
• listing accuracy.

15. Limitation of Liability

To the fullest extent permitted by law, Enomy and its affiliates, directors, employees, officers, contractors, and partners shall not be liable for:

• indirect damages;
• incidental damages;
• consequential damages;
• punitive damages;
• lost profits;
• loss of data;
• business interruption;
• reputational harm;
• fraud losses;
• transaction disputes;
• unauthorized access;
• third-party conduct.

Enomy’s total aggregate liability shall not exceed:

• the amount paid directly by the user to Enomy during the preceding 12 months; or
• USD $100, whichever is lower.

Some jurisdictions may not permit certain limitations; in those jurisdictions, liability shall be limited to the maximum extent permitted by law.

16. Indemnification

You agree to defend, indemnify, and hold harmless Enomy and its affiliates from any claims, liabilities, damages, losses, expenses, or legal fees arising from:

• your use of the Services;
• your listings or content;
• your transactions;
• your infringement of third-party rights;
• your violation of laws or these Terms.

17. Third-Party Services

Enomy may integrate with third-party services including:

• WhatsApp;
• Meta;
• TikTok;
• Google;
• payment processors;
• analytics providers;
• hosting providers.

Enomy is not responsible for:

• third-party outages;
• policy changes;
• suspensions;
• data loss;
• billing errors;
• advertising restrictions imposed by third parties.

Use of third-party services may also be governed by separate terms.

18. Privacy

Use of Enomy is also governed by our Privacy Policy and Cookie Policy.

By using the Services, you consent to:

• data collection;
• data processing;
• analytics;
• fraud monitoring;
• advertising systems;
• operational communications.

19. Anti-Abuse and Platform Protection

Users may not:

• scrape data;
• use bots without authorization;
• reverse engineer the Platform;
• interfere with platform operations;
• bypass restrictions or rate limits;
• access non-public systems;
• attempt unauthorized access;
• harvest user information;
• use Enomy for spam or abuse.

Enomy may block automated systems and take legal action where appropriate.

20. Suspension and Termination

Enomy may suspend or terminate access immediately, with or without notice, for:

• policy violations;
• fraud risk;
• abuse;
• legal requests;
• platform integrity;
• security concerns;
• payment issues.

Users may stop using the Services at any time.

Termination does not remove obligations arising before termination.

21. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in Nigeria, unless otherwise required by applicable law.

22. Changes to These Terms

Enomy may modify these Terms at any time.

Updated Terms become effective upon publication.

Continued use of the Services after updates constitutes acceptance of the revised Terms.

23. Contact Information

Questions regarding these Terms may be directed to:

Enomy Limited
[email protected]
Abuja, Nigeria